Capital That Keeps
Business Moving.
Simple access to business capital with expert guidance and fast execution. From term loans to equipment financing — we fund your growth, not red tape.
Funding Dashboard
Your Capital Partner
$185K
Avg Funding
87%
Approval Rate
3–5
Days to Fund
Ready to Apply?
No hard credit check required
40,000+ Businesses
funded across Canada
$500M+
Total Funded
40K+
Businesses Served
87%
Approval Rate
3–5
Days to Fund
50+
Lending Solutions
Trusted by businesses across Canada
Three steps to funded.
No paperwork stacks. No callbacks. No guessing which lender to try. Expert guidance from first question to final funding.
Tell Us About Your Business
Answer a few simple questions about your business — industry, revenue, and how much you need. Takes under 3 minutes. No documents required.
Get Matched to Top Lenders
Our system cross-references your profile against our full network of lending solutions — filtering by credit, revenue, loan size, and industry to surface your best options.
Apply and Get Funded
Review your matched options, work with a dedicated advisor, and submit your application. Most businesses receive funding in 3–5 business days.
The right capital for every stage of growth.
From your first expansion to your next acquisition — lendflo matches your business with the right financing structure, every time.
Term Loans
$25K – $2M
Non-collateralized business term loans with flexible repayment. Perfect for expansion, hiring, or one-time investments.
Asset-Based Credit
$50K – $5M
Government-backed asset-based line of credit. Unlock capital tied to your receivables, inventory, and business assets.
Equipment Financing
$10K – $500K
Finance or lease the equipment your business needs. From commercial vehicles to restaurant equipment and manufacturing tools.
Revenue-Based Financing
$5K – $250K
Quick working capital based on your monthly revenue — no assets required. Flexible repayment tied to your cash flow.
Financing for every sector, every stage.
Whether you're running a restaurant, a construction company, or a medical practice — lendflo has a lending solution built for your industry.
Restaurants & Food Service
Equipment upgrades, expansions, and working capital for hospitality businesses.
Construction & Trades
Equipment financing, vehicle fleets, and project-based working capital.
Healthcare & Medical
Imaging equipment, clinic buildouts, and practice acquisitions.
Retail & eCommerce
Inventory financing, store expansions, and technology upgrades.
Manufacturing
Production equipment, facility expansions, and supply chain financing.
Transportation & Logistics
Fleet financing, warehouse buildouts, and operational capital.
Built for business owners,
not bankers.
We've replaced the old broker model with a system that's faster, smarter, and human. No runaround. No jargon. Just the capital you need with the guidance to use it right.
Fast-Track Approvals
Our streamlined process means less waiting and more doing. Most applicants receive a decision within 24 hours.
Dedicated Advisor
You get a real Canadian financing advisor — not a chatbot. Someone who knows your industry and fights for your best deal.
No Hidden Fees
Complete transparency on every term, rate, and fee. What you see is what you get — no surprises at close.
All Credit Profiles Welcome
From 500 to 800+, we have lenders for every credit profile. Revenue-based options available for complex situations.
Speed Over Bureaucracy
Traditional banks take weeks. lendflo moves in days. Less paperwork, smarter underwriting, faster execution.
Pan-Canadian Coverage
Serving businesses from BC to Newfoundland. We understand regional market conditions and local lending nuances.
10+
Years of experience
A trusted capital partner for Canadian businesses.
lendflo was founded by financing professionals who were tired of watching great Canadian businesses get rejected by banks that didn't understand them. We built a smarter way — combining technology with real human advisors who fight for your best deal.
Today we serve thousands of businesses from coast to coast, across dozens of industries — with the same promise: fast execution, honest guidance, and capital that moves at the speed of your business.
Trusted Advisors
Certified professionals
40K+ Businesses
Served across Canada
Pan-Canadian
All provinces & territories
Business owners funded every day.
Real stories from real Canadian business owners who used lendflo to unlock growth.
“I was turned down by two banks. lendflo matched me to a lender I'd never heard of and I was funded in 4 days. $85,000 for equipment. The advisor walked me through every step — couldn't believe how fast it was.”
Marcus R.
HVAC Contractor · Toronto, ON
Any Canadian-registered business — sole proprietor, partnership, corporation, or franchise. We work with restaurants, contractors, retailers, service businesses, medical practices, real estate operators, and more. Most provinces covered.
Our initial qualification check uses a soft pull only — zero impact on your personal or business credit score. A hard pull only occurs if you formally proceed with a specific lender’s application.
Most businesses receive a decision within 24 hours and funding within 3–5 business days. Some lenders can provide same-day decisions for certain loan types. Your advisor will give you a realistic timeline based on your specific situation.
We have lenders that assess your business based on revenue, cash flow, and time in business rather than credit score alone. Revenue-based financing and asset-backed options are available for businesses with challenged credit.
lendflo is completely free for business owners. We earn a referral fee from lenders — you pay nothing extra. The rate and terms you receive are the same as going directly to the lender.
Depending on the product, anywhere from $5,000 to $5,000,000+. The right amount depends on your revenue, time in business, credit profile, and the purpose of the financing. Your advisor will help identify the optimal structure.
Many of our lending solutions are unsecured — no collateral required. However, asset-based lines of credit and larger term loans may require security. We'll always present you with both secured and unsecured options where available.
From the lendflo blog
How to Qualify for a Business Term Loan in Canada
Understanding what lenders actually look at when evaluating your application — and how to put your best foot forward — can be the difference between approval and rejection.
Equipment Financing vs. Leasing: Which is Right for Your Business?
Both options have their advantages. We break down the key differences between financing and leasing so you can choose the structure that fits your goals and cash flow.
Cash Flow Management: A Practical Guide for Small Business Owners
Poor cash flow is the leading reason small businesses struggle — even profitable ones. Here are the strategies that keep your business running smoothly.
Financing Business. Fueling Growth.
Fast Financing. Real Results.
Join thousands of Canadian businesses who chose lendflo for faster approvals, better rates, and expert guidance.
Ready to find your funding?
Tell us about your business and a dedicated lendflo advisor will reach out within one business day with your best options.
Prefer to talk to someone?